Truth-In-Savings Disclosure

Minimum balance to open the account - You must deposit $1.00 to open this account.

Minimum balance to avoid imposition of fees - A maintenance fee of (see separate fee schedule) will be imposed every statement cycle if the average daily balance for the cycle falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.